Affordable Housing Resources

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This Affordable Housing Resources page provides a range of housing programs that each serve a particular income level from extremely low to middle-income.

AFFORDABLE HOUSING

RENTAL HOUSING
Affordable Rental Housing
Affordable Rental Housing Waitlist Openings

HOUSING OWNERSHIP
Homeownership Programs and Support
Current List of Homeownership Opportunities

ADDITIONAL RESOURCES
San Francisco Housing Resource Guide
Housing Counseling Agencies

EVICTION SUPPORT
Rental Assistance Program Information Line
Eviction Prevention Services

HOMELESS RESOURCES


RENTAL HOUSING

Affordable Rental Housing

To be eligible for affordable housing, the income that you and your family earn or receive per year must be within a certain limit set by the federal government. That amount varies depending on the size of your family and on the specific housing program. See this income limits chart for a general guideline.

Please visit this website.

INCLUSIONARY HOUSING BELOW MARKET RATE (BMR) RENTAL PROGRAM
Owners of certain private, for-profit rental housing set aside some apartments in their buildings and charge rents for these units that are below market rate. The rents range according to each unit and the specific income requirement for each unit.  If your household income is between 55% and 120% of Area Median Income (AMI, see above income limits chart), you may be eligible for a Below Market Rate (BMR) unit.
Please visit this website.
Click for application information.
Click for a list of housing developments accepting applications.
Click to sign-up for Housing Email Alert Subscription.

NONPROFIT AFFORDABLE RENTAL HOUSING PROGRAMS
Private, nonprofit corporations receive financing from the City of San Francisco to help create entire buildings of affordable rental housing.
Click for a list of housing developments accepting applications.
If your household income falls between 0% and 60% of Area Median Income (AMI), you might be eligible to apply for an affordable rental unit.
To apply for this housing, you must contact the nonprofit agencies that manage them directly. Please visit this website current listings and for more information about how to contact the agencies.

PUBLIC HOUSING
Public housing provides subsidized units for eligible low-income families. The goal of the program is to provide decent, safe, sanitary, drug-free housing in good repair to all public housing residents The program is operated locally and funded through a federal housing program.
To find out more about the current status of the wait list and more details on eligibility criteria please visit this website.

SECTION 8 HOUSING CHOICE VOUCHER PROGRAM
This is a subsidized housing voucher program for assisting very low-income families, the elderly, and disabled individuals to afford decent, safe, and sanitary housing in the private market. Participants are able to find their own housing, including single-family homes, townhouses and apartments that meets the requirements of the program and are not limited to units located in subsidized housing projects. Section 8 is operated locally and funded through a federal housing program.
To find out more about the current status of the wait list and more details on eligibility criteria please visit this website.
 

Affordable Housing Waitlist Openings

These lists are developed each month by community nonprofit agencies. Please note the different qualifications for each unit, including income, age, number of people, homeless status, etc. These lists may not include every opportunity available and some properties may be repeated across different lists.

Episcopal Community Services Listings - (San Francisco and Bay Area)
One Home Listings - (SF, Bay Area and beyond)

Homeownership Programs and Support

The first step in the process of purchasing your first home is to learn about the many opportunities available to first-time homebuyers in our city. Some of these opportunities are available through the Mayor's Office of Housing and Community Development (MOHCD), but many are not.

MOHCD recommends:

  • Before applying to any of the programs at MOHCD, please complete a homebuyer education course and come up with an individual homeownership plan for your situation. Please contact one of their approved first-time homebuyer counseling agencies to get your plan started. After you have completed your homebuyer education and/or counseling, you will be eligible to apply for MOHCD's various homebuyer assistance programs.
  • Please also visit HomeownershipSF for a "one-stop" source of information on affordable homeownership opportunities citywide and for a list of upcoming approved first-time homebuyer classes. HomeownershipSF serves as a centralized resource for affordable homeownership opportunities in San Francisco.

LOAN ASSISTANCE PROGRAMS FOR FIRST TIME HOMEBUYERS
MOHCD offers qualified buyers a number of programs that can lower a homeowner's monthly mortgage payment and/or assist with a downpayment. If you are interested in receiving a second loan to help you purchase a market-rate property, or a tax credit that will lower your monthly payments, you may be eligible to use these programs.  Please visit this website.

INCLUSIONARY HOUSING BELOW MARKET RATE (BMR) OWNERSHIP PROGRAM
The Mayor's Office of Housing and Community Development offers qualified buyers the option of purchasing homes that are priced below the typical market rate price. These homes must be sold to first-time buyer low-to-moderate income households, and are restricted in their resale price.
Please visit this website.
Click to sign-up for Housing Email Alert Subscription.

List of Homeownership Opportunities

View properties currently available for sale under the Mayor's Office of Housing and Community Development at this website.


ADDITIONAL RESOURCES

San Francisco Housing Resource Guide

The San Francisco Housing Resource Guide is developed by the Mayor’s Office of Housing and Community Development, and lists resources for:

  • Eviction and Housing Rights
  • Individuals Experiencing Homelessness
  • Housing Application Help
  • Homebuyer, Renter and Financial Counseling

Housing Counseling Agencies

For a list of housing counseling agencies, please visit the "Homebuyer, Renter and Financial Counseling" section of the Resource Guide.


EVICTION SUPPORT

Rental Assistance Program Information Line

San Francisco provides eviction prevention services to low-income families, single adults, seniors age 60 or over, individuals with a disability, families with dependent children under 18 years of age, to pay back rent to prevent eviction, one-time rental assistance, security deposit funds to move into permanent housing, legal services, counseling, and other support services.  Call the San Francisco Rental Assistance Program Information Line at 415-557-6484 for more information.

Eviction Prevention Services 

A variety of programs provide eviction prevention services, including case management, budgeting advice, eviction defense, legal assistance, tenant rights education and funds to pay back rent for low-income families, single adults, seniors age 60 or over, individuals with a disability, families with dependent children under 18 years of age.
Please visit HSA Eviction Prevention Services for more information.


HOMELESS RESOURCES

For a broad overview of housing and homelessness services that can help adults with no dependent children, families with dependent children under 18 years of age, and youth 18-24 years of age in need of immediate housing, transitional housing and eviction prevention, please see Housing & Homeless Services of the San Francisco Human Services Agency (HSA).

Emergency Shelter

Through MOHCD partner agencies, San Francisco provides temporary shelter for homeless adults with no dependent children, families with dependent children under 18 years of age, and youth 18-24 years of age. In addition, shelters serving youth 11–17 years of age are available through community-based agencies.

ADULT EMERGENCY SHELTER SYSTEM
The Adult Emergency Shelter System serves adults with no dependent children.  To get a reservation for an available shelter bed, go to a homelessness Resource Center, or phone 311.
Please visit the Emergency Shelter for Single Adults website for more information.

FAMILIES WITH DEPENDENT CHILDREN UNDER 18 YEARS OF AGE 
If your family is facing a housing crisis, contact Compass Connecting Point at 855-234-2667 for immediate referrals to services which will help you stay housed or find shelter.
Please visit HSA Help for Homeless Families for additional resources.

YOUTH (11-24 YEARS OF AGE)
Huckleberry House:  24-hour crisis services and emergency shelter to youth aged 11-17.
1292 Page Street (at Lyon).  Call 415-621-2929 (24 hrs).  Please visit Huckleberry House for more information.
Diamond Shelter:  Shelter for youth 12-17 years of age.  Also offering dinner, breakfast, showers, counseling & referrals.
536 Central Avenue (at Hayes).  Call 800-669-6196 (24 hrs).  Please visit Diamond Shelter for more information.
Lark Inn:  The only shelter designated for transition age youth ages 18 – 24. Three meals daily for long-term shelter guests.
869 Ellis Street (at Van Ness).  Call 800-447-8223 (24 hrs).  Please visit Lark Inn for more information.

Transitional Housing

Clients using transitional housing (homeless adults with no dependent children, families with dependent children under 18 years of age, and youth 18-24 years of age) may stay in the housing for six months to two years and may also receive intensive services such as education, job training and placement, substance abuse counseling, parenting classes and child care services.  Please visit HSA Transitional Housing for more information.

Rental Assistance

If you are homeless and are trying to move into permanent housing, several programs may be able to provide you with money to pay for your move-in costs such as a deposit and first month's rent.  Please visit HSA Rental Assistance for more information.

Referral-Based Permanent Supportive Housing

Note that for both of these programs, eligible applicants must be referred from identified organizations that serve homeless adults and families. 

HOMELESS ADULTS AND FAMILIES
San Francisco offers very low-income homeless adults and families with minor children a variety of supportive housing options that include on-site case managers and supportive services to help people stabilize and stay housed for the long term. Please visit the HSA Housing for Low-Income Adults and Families for more information. 

HOMELESS INDIVIDUALS WITH SPECIAL NEEDS
The Direct Access to Housing program (DAH) provides permanent supportive housing to homeless San Francisco adults with special needs such as a mental health diagnosis, and/or alcohol/substance abuse diagnosis, and/or complex medical needs.  Please visit the DAH website of the San Francisco Department of Public Health (DPH) for more information.

Support Services

EVERY DAY CONNECT
The Every Day Connect (EDC) of Project Homeless Connect serves those who are currently homeless, at risk of becoming homeless, or have recently transitioned into permanent housing and need assistance remaining housed.  EDC specializes in connecting program participants to resources such as :  eyeglasses, dentures, DMV IDs, hygiene supplies, Lifeline cell phones, haircuts, and clothing and household items.  EDC can also connect clients to other information and referrals, such as the HandUp program.  For more information, please visit Project Homeless Connect.