Own

If you are thinking of buying a home for the first time, MOHCD has programs that can help you.

Introduction

Why homeownership?

Why own in MOHCD’s affordable housing program, over renting

Can I buy a house in the affordable housing program?

Income eligibility & other requirements

Homebuyer programs

Features of MOHCD homebuyer programs


Buying with MOHCD

Requirements before you apply

Workshop and mortgage loan pre-approval information

View Listings & Apply

Available units, upcoming lotteries, and lottery results

Lotteries & Preferences

Running the lottery and filtering preferences

After the lottery

Approvals, escrow, and closing

Annual monitoring

Yearly checks on occupancy, among other requirements

Resources for Current Owners

Resources to help current owners stay in their homes.