For buyers

If you are thinking of buying a home for the first time, MOHCD has programs that can help you.


Why homeownership?

Why own in MOHCD’s affordable housing program, over renting

Can I buy a house in the affordable housing program?

Income eligibility & other requirements

What are the affordable homebuyer programs?

Features of MOHCD homebuyer programs

Buying with MOHCD

Requirements before you apply

Workshop and mortgage loan pre-approval information

Apply for current homebuyer listings

Available units, upcoming lotteries, and lottery results

How the lottery works

Running the lottery and filtering preferences

After the lottery

Approvals, escrow, and closing

Annual monitoring

Yearly checks on occupancy