Can I buy a house in the affordable housing program?
To determine your final eligibility, you must work with a MOHCD-approved housing counselor. The counselors are familiar with our programs, and will help you plan and budget. HomeownershipSF.org has a list of organizations that provide these counselors.
In general, you can apply for housing in the affordable homebuyer program if you:
You can’t have owned any property anywhere within the last 3 years
Your household's total pre-tax (gross) income is compared to San Francisco's Area Median Income (AMI). See the 2017 maximum income chart by household size.
6-hours total of group workshops are provided by organizations through HomeownershipSF.org.
A housing counselor from the organization will then work with you 1-on-1. They’ll review your financial history and determine your final eligibility
We have different approved lenders for each program.
Your housing counselor will help you figure out how much you need.