First Responders Downpayment Assistance Loan Program (FRDALP)

For Eligible First Responders

FRDALP helps financially-eligible first responders buy a home in San Francisco. It is a downpayment loan up to $375,000, to bid on a property on San Francisco's open market. The loan is used on the downpayment of a single unit that will become a primary residence.

The FRDALP is a silent second loan that requires no monthly payments. When the property is sold or transferred, the owner pays MOHCD back the principal amount of the loan, plus an equitable share of appreciation of the property.

See 2021 program funding balance

You can apply for a FRDALP if you:

Household Size

200% AMI in 2020

1 person


2 people


4 people


Apply for FRDALP

Apply during the application period: 2/26/2021 - 5/12/2021

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