First Responders Downpayment Assistance Loan Program (FRDALP)

Apply for FRDALP!

Beginning on 2/1/2022 at 8:00 AM, MOHCD will be accepting FRDALP applications on a first-come, first-served basis.

See below for more information. 


For Eligible First Responders

FRDALP helps financially eligible first responders buy a home in San Francisco. It is a downpayment loan up to $375,000, to bid on a property on San Francisco's open market. The loan is used on the downpayment of a single unit that will become a primary residence.

The FRDALP is a silent second loan that requires no monthly payments. When the property is sold or transferred, the owner pays MOHCD back the principal amount of the loan, plus an equitable share of appreciation of the property.

See 2021 program funding balance

You can apply for a FRDALP if you:

Household Size

200% AMI in 2022

1 person


2 people


4 people


How to apply for FRDALP

1. Applications are not accepted prior to 2/1/2022, 8:00 AM PST

2. Download and complete the DALP Full Application

3. Gather your required documents into one PDF

4. Upload the PDF via this secure link (click to access the link)  

If you have technical issues uploading your complete application packet, contact