First Responders Downpayment Assistance Loan Program (FRDALP)

For Eligible First Responders

FRDALP helps financially-eligible first responders buy a home in San Francisco. It is a downpayment loan up to $375,000, to bid on a property on San Francisco's open market. The loan is used on the downpayment of a single unit that will become a primary residence.

The FRDALP is a silent second loan that requires no monthly payments for 30 years, or until the property is sold. Repayment of the loan will includes the principal amount, plus an equitable share of appreciation of the property.

See 2018 program funding status

You can apply for an FRDALP if you:

Household Size

200% AMI in 2020

1 person


2 people


4 people


Apply for FRDALP

The application period has closed.

The next time to apply is next year's application period.

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