MOHCD-Approved Lender List
Updated October 7, 2021
The first step to purchasing a MOHCD sponsored home is to complete homebuyer education.
Please be advised that our lender partners are working at full capacity. Please allow lenders several weeks to review and process your requests.
Lenders listed under “Approved Lender for Mixed-Income Below Market Rate Program” can provide a pre-approval letter for the purchase of BMR units. Lenders listed under "Approved Lender for Downpayment and Mortgage Assistance" can provide a pre-approval letter for the purchase of market rate housing.
Approved Lenders for Mixed-Income Below Market Rate Program
|
Lending Institution |
Name |
Other languages |
Email Address |
Phone |
MLS |
BMR |
DALP |
MCC |
Accepting new MOHCD clients |
|---|---|---|---|---|---|---|---|---|---|
|
All California DBA APM |
Stacey Stowe |
|
209-890-7548 |
1489105 |
✓ |
✓ |
✓ |
✓ |
|
|
Absolute Home Loans (Meriwest Mortgage) |
Scott Keller |
|
415-794-7841 |
00963841 |
✓ |
✓ |
✓ |
✓ |
|
|
Amalgamated Bank |
James Lynch |
|
|
212-895-4440 |
413420 |
✓ |
✓ |
✓ |
✓ |
|
Amalgamated Bank |
Terry Kitson |
|
TerryKitson@AmalgamatedBank.com
|
212-895-4416 |
1571089 |
✓ |
✓ |
✓ |
✓ |
|
Best Capital Funding (Meriwest Mortgage) |
Kevin Brindley |
|
415-747-2334 |
353910 |
✓ |
✓ |
✓ |
✓ |
|
|
California Real Estate Loans DBA APM |
Stephen Cappa |
|
650-454-6137 |
379198 |
✓ |
✓ |
✓ |
✓ |
|
|
Change Lending, LLC |
Cindy Lowary |
|
925-783-6965 |
295272 |
✓ |
✓ |
✓ |
✓ |
|
|
Change Lending, LLC |
Tom Murphy |
|
415-272-2012 |
208320 |
✓ |
✓ |
✓ |
✓ |
|
|
Change Lending, LLC |
Kenny Stephen |
|
415-412-3363 |
250703 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Derrick Yee |
|
650-926-7035 |
654284 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Sean Fitzgerald |
|
415-296-5775 |
656025 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Hilary Byrde |
|
415-834-7239 |
1157843 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Kimberly Nguyen |
|
650-234-8853 |
1741292 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Michael Schwartz |
|
650-234-8831 |
1165483 |
✓ |
✓ |
✓ |
✓ |
|
|
Flagstar Bank, FSB (Opes Advisors) |
Thomas Joseph Barnes |
German |
415-710-4682 |
1025428 |
✓ |
✓ |
✓ |
✓ |
|
|
Guarantee Mortgage DBA APM |
Diana San Juan-Lam |
|
415-763-2213 |
248490 |
✓ |
✓ |
✓ |
✓ |
|
|
Guarantee Mortgage DBA APM |
Bob Bednarz |
|
415-891-3405 |
259771 |
✓ |
✓ |
✓ |
✓ |
|
|
Guaranteed Rate |
Jeff Parrott
|
|
415-694-5518 |
318227 |
✓ |
✓ |
✓ |
✓ |
|
|
Guaranteed Rate |
Glenn Rodriguez |
|
415-570-0400 |
238969 |
✓ |
✓ |
✓ |
✓ |
|
|
Guaranteed Rate |
May Montana |
|
415-710-6651 |
239533 |
✓ |
✓ |
✓ |
✓ |
|
|
Guild Mortgage |
Sandra Smith |
|
510-301-0198 |
255924 |
✓ |
✓ |
✓ |
✓ |
|
|
Guild Mortgage |
Susannah Harte
|
|
510-409-1061 |
473612 |
✓ |
✓ |
✓ |
✓ |
|
|
Guild Mortgage |
Janene Towner-Chernoff |
|
408-825-0250 |
287633 |
✓ |
✓ |
✓ |
✓ |
|
|
Norcal Capital Group Inc |
Winnie Liu |
Cantonese Mandarin |
415-517-2800 |
339654 |
✓ |
✓ |
✓ |
✓ |
|
|
Self-Help Federal Credit Union |
Maritza Carrasco
|
Spanish |
877-369-2828 |
1457875 |
✓ |
✓ |
✓ |
✓ |
|
|
Silicon Valley Bank |
Josie Ramirez |
Spanish |
415-402-3145 |
988223 |
✓ |
✓ |
✓ |
✓ |
|
|
TSE Financial |
Gina Tse |
Cantonese Spanish |
415-566-5363 |
247148 |
✓ |
✓ |
✓ |
✓ |
|
|
TSE Financial |
Matthew Henderson
|
Spanish |
415-729-6020 |
333882 |
✓ |
✓ |
✓ |
✓ |
|
|
Union Bank |
Rene Gonzales |
|
415-298-7420 |
261197 |
✓ |
✓ |
✓ |
✓ |
|
|
Union Bank |
Vincent Cortese |
|
415-952-5345 |
726054 |
✓ |
✓ |
✓ |
✓ |
|
|
Union Bank |
Sean Crowley |
|
415-574-0264 |
997988 |
✓ |
✓ |
✓ |
✓ |
|
|
Umpqua Bank |
Nelson Wong |
|
415-268-8057 |
206278 |
✓ |
✓ |
✓ |
✓ |
|
|
Vann Investment & Realty, Inc. |
Nicole Lai |
MandarinTaiwanese |
510-366-8796 |
1305006 |
✓ |
✓ |
✓ |
✓ |
|
|
Vann Investment & Realty, Inc. |
Ron Ng |
MandarinCantonese |
510-833-8802 |
724384 |
✓ |
✓ |
✓ |
✓ |
Approved Lenders for Downpayment and Mortgage Assistance (DALP, FRDALP, TND, R/MCC)
|
Lending Institution |
Name |
Other languages |
Email Address |
Phone |
MLS |
BMR |
DALP |
MCC |
Accepting new MOHCD clients |
|---|---|---|---|---|---|---|---|---|---|
|
All California DBA APM |
Stacey Stowe |
|
209-890-7548 |
1489105 |
✓ |
✓ |
✓ |
✓ |
|
|
Absolute Home Loans |
Scott Keller |
|
415-794-7841 |
00963841 |
✓ |
✓ |
✓ |
✓ |
|
|
Amalgamated Bank |
James Lynch |
|
|
212-895-4440 |
413420 |
✓ |
✓ |
✓ |
✓ |
|
Amalgamated Bank |
Terry Kitson |
|
TerryKitson@AmalgamatedBank.com
|
212-895-4416 |
1571089 |
✓ |
✓ |
✓ |
✓ |
|
Bank of America |
Derek Kam |
Cantonese Mandarin |
314-766-0998 |
633695 |
|
✓ |
✓ |
✓ |
|
|
Bank of America |
Mya (Jasmine) Aye |
|
415-213-4616 |
483427 |
|
✓ |
✓ |
✓ |
|
|
Bank of America |
Roddy Cheung |
Cantonese |
510-901-4573 |
482433 |
|
✓ |
✓ |
✓ |
|
|
Best Capital Funding (Meriwest Mortgage) |
Kevin Brindley |
|
415-747-2334 |
353910 |
✓ |
✓ |
✓ |
✓ |
|
|
California Real Estates Loans DBA ABM |
Stephen Cappa |
|
650-454-6137 |
379198 |
✓ |
✓ |
✓ |
✓ |
|
|
Caliber Home Loans |
Sharon Nguyen |
|
408-472-5959 |
404847 |
✓ |
✓ |
✓ |
✓ |
|
|
Caliber Home Loans |
Leslie Harvey |
|
925-357-6264 |
417783 |
✓ |
✓ |
✓ |
✓ |
|
|
California Consumer Lending |
Vicki Yue |
Cantonese Mandarin |
650-364-9800x115 |
275113 |
|
✓ |
✓ |
✓ |
|
|
Change Lending, LLC |
Cindy Lowary |
|
925-783-6965 |
295272 |
✓ |
✓ |
✓ |
✓ |
|
|
Change Lending, LLC |
Tom Murphy |
|
415-272-2012 |
208320 |
✓ |
✓ |
✓ |
✓ |
|
|
Change Lending, LLC |
Kenny Stephen |
|
415-412-3363 |
250703 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Sean Fitzgerald |
|
415-296-5775 |
656025 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Derrick Yee |
|
650-926-7035 |
654284 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic |
Kimberly Nguyen |
|
650-234-8853 |
1741292 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Hilary Byrde
|
|
415-834-7239 |
115784 |
✓ |
✓ |
✓ |
✓ |
|
|
First Republic Bank |
Michael Schwartz |
|
650-234-8831 |
116548 |
✓ |
✓ |
✓ |
✓ |
|
|
Flagstar Bank, FSB (Opes Advisors) |
Thomas Joseph Barnes |
German |
415-710-4682 |
1025428 |
✓ |
✓ |
✓ |
✓ |
|
|
Guarantee Mortgage DBA APM |
Diana San Juan-Lam |
|
415-763-2213 |
248490 |
✓ |
✓ |
✓ |
✓ |
|
|
Guarantee Mortgage DBA APM |
Bob Bednarz |
|
415-891-3405 |
259771 |
✓ |
✓ |
✓ |
✓ |
|
|
Guaranteed Rate |
Jeff Parrott |
|
415-694-5518 |
318227 |
✓ |
✓ |
✓ |
✓ |
|
|
Guaranteed Rate |
Glenn Rodriguez |
|
415-570-0400 |
238969 |
✓ |
✓ |
✓ |
✓ |
|
|
Guaranteed Rate |
May Montana |
|
415-429-4972 |
239533 |
✓ |
✓ |
✓ |
✓ |
|
|
Guild Mortgage |
Sandra Smith |
|
510-301-0198 |
255924 |
✓ |
✓ |
✓ |
✓ |
|
|
Guild Mortgage |
Susannah Harte
|
|
510-409-1061 |
473612 |
✓ |
✓ |
✓ |
✓ |
|
|
Guild Mortgage |
Janene Towner-Chernoff |
|
408-825-0250 |
287633 |
✓ |
✓ |
✓ |
✓ |
|
|
Norcal Capital Group Inc |
Winnie Liu |
Cantonese Mandarin |
415-517-2800 |
339654 |
✓ |
✓ |
✓ |
✓ |
|
|
Self-Help Federal Credit Union |
Maritza Carrasco
|
Spanish |
877-369-2828 |
1457875 |
✓ |
✓ |
✓ |
✓ |
|
|
Silicon Valley Bank |
Josie Ramirez |
Spanish |
415-402-3145 |
988223 |
✓ |
✓ |
✓ |
✓ |
|
|
TSE Financial |
Gina Tse |
Cantonese Spanish |
415-566-5363 |
247148 |
|
✓ |
✓ |
✓ |
|
|
TSE Financial |
Matthew Henderson
|
Spanish |
415-729-6020 |
333882 |
✓ |
✓ |
✓ |
✓ |
|
|
Union Bank |
Rene Gonzales |
|
415-298-7420 |
261197 |
✓ |
✓ |
✓ |
✓ |
|
|
Union Bank |
Vincent Cortese |
|
415-952-5345 |
726054 |
✓ |
✓ |
✓ |
✓ |
|
|
Union Bank |
Sean Crowley |
|
415-574-0264 |
997988 |
✓ |
✓ |
✓ |
✓ |
|
|
Umpqua Bank |
Nelson Wong |
|
415-268-8057 |
206278 |
✓ |
✓ |
✓ |
✓ |
|
|
Vann Investment & Realty, Inc. |
Nicole Lai |
Mandarin Taiwanese |
510-366-8796 |
1305006 |
✓ |
✓ |
✓ |
✓ |
|
|
Vann Investment & Realty, Inc. |
Ron Ng |
Mandarin Cantonese |
510-833-8802 |
724384 |
✓ |
✓ |
✓ |
✓ |