Subordination and Refinancing
Information for lenders, escrow officers, and other partners
When a homeowner refinances their first mortgage, MOHCD subordinates its lien position(s) after the primary lender. This also applies to homeowners who used former SF Redevelopment Agency (SFRA) programs.
The homeowner must contact an approved lender when refinancing, to request a subordination.
To send in a subordination request
Mayor’s Office of Housing & Community Development
ATTN: Loan Servicing
1 S Van Ness Ave, 5th Floor
San Francisco, CA 94103
- If you are missing any documents (including fees), we will notify you.
- You then have 48 hours to complete the paperwork.
- You can use our calculator to see what value we'll use in our review.