Annual Lender Training

Every year, participating lenders must attend training and pay a fee.

During training, MOHCD staff will review our homeownership programs. We will also show you how to use use the DAHLIA Salesforce system to upload loan documents.

See 2022 workshop dates


  • You will take a test on the material covered during training.
  • Provide MOHCD your NMLS ID#.
  • Sign the appropriate lender agreement
  • Pay your fee.
    • Only one fee per lending institution is needed.
    • The annual lender renewal fee is lower than the initial fee to participate.
    • These fees are updated every fiscal year, increasing by about 2%.
    • See current lender participation fees »
  • Contact MOHCD for your DAHLIA Salesforce password.

Additional information for Mixed-Income Below-Market-Rate (BMR) lenders

  • MOHCD will place a second lien against the BMR property, referred to as the “BMR lien.”
    • This lien is the difference between the fair market value and the BMR sales price.
  • MOHCD requires Title Insurance for the BMR lien.
  • Be aware that restrictions in an Inclusionary Housing unit survives foreclosure.