Own
If you are thinking of buying a home for the first time, MOHCD has programs that can help you.
Introduction
Why homeownership?
Why own in MOHCD’s affordable housing program, over renting
Can I buy a house in the affordable housing program?
Income eligibility & other requirements
Homebuyer programs
Features of MOHCD homebuyer programs
Buying with MOHCD
Requirements before you apply
Workshop and mortgage loan pre-approval information
View Listings & Apply
Available units, upcoming lotteries, and lottery results
Lotteries & Preferences
Running the lottery and filtering preferences
After the lottery
Approvals, escrow, and closing
Annual monitoring
Yearly checks on occupancy, among other requirements
Resources for Current Owners
Resources to help current owners stay in their homes.