Homeownership preservation programs for income eligible San Francisco homeowners

MOHCD provides low or no interest loans and grants. Homeowners can use the funds for repairs and one time financial hardships.

After you use any of these services, you will have to follow rules for MOHCD program homeowners.

• COVER Loan (Code Violation Rehab)

  Fix code violations received from the Department of Building Inspections.

• HELP (Homeowner Emergency Loan Program)

  Get a one-time emergency loan for an unforeseen financial hardship. (Previously known as MALP.)

• CalHOME Rehab Program

  Make repairs and accessibility modifications to your home.

• Healthy Homes Lead Hazard Remediation

  Remediate lead hazards in your home.

• Community Opportunity to Purchase Act (COPA)

  Learn how qualified non-profit organizations have the right of first offer and/or the right of first refusal to purchase certain properties offered for sale in the City.

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