Before refinancing your MOHCD-supported home
If you had help from MOHCD to buy or maintain your home, you must work with a MOHCD-approved lender when you plan on refinancing. This also applies to homeowners who used former SF Redevelopment Agency (SFRA) programs.
Apply for a refinance through your lender
What will happen:
- There is a nonrefundable fee when applying for a refinance with MOHCD. See the MOHCD program services fees »
- The fee is for processing paperwork for a subordination. When you refinance your mortgage, MOHCD subordinates its lien position(s) after your primary lender.
- See details about the subordination process »